About Us
Ngern Rueang Jib Co., Ltd. (JIPJIPMONEY)
was founded in 2022
by a team with extensive expertise
in luxury assets, finance, investment, and technology, establishing a strong and well-rounded foundation for the company.
By combining knowledge with innovation, we have enhanced our services to deliver the highest level of client satisfaction,
with the vision of becoming a leading collateral service provider and the number one trusted choice for our customers.
In 2025, the company formed a strategic partnership with
TQM Alpha Public Company Limited,
to strengthen its financial capacity and enhance its ability to provide insurance coverage for customers’ assets.
JIPJIPMONEY
is committed to being a trusted, secure, and fair choice for clients who wish to
swiftly and seamlessly transform their luxury assets into cash. We believe in the growing potential
of the luxury market, both in financial value and emotional significance, and are dedicated to
expanding our business toward a public listing on the Stock Exchange of Thailand while paving the way for future international growth.
Introducing Our Team
Saowanee
Phathaiwanich
Chief Executive Officer
Chalermchai
Mahagitsiri
Co-Founder
Natavudh
Pungcharoenpong
Co-Founder
Dr. Napassanun
Punnipa
Shareholder
Services of
JIPJIPMONEY offers comprehensive financial services with 4 main types:
Luxury Assets Collateral Service
Under the brands bagforcash (collateral service for luxury bags
and branded jewelry) and watchforcash (collateral service for high-end watches).
The lowest legal interest rates in the market,
starting from 0.89% to 1.25% per month.
Fast approval in 45 minutes. Fast transfer in 1 hour.
Full credit limit approval with no advance interest deduction
and no principal repayment required during the contract term.
Insurance coverage in case of an emergency.
Free sanitization service in an UV room before entering the safekeeping and before returning to every customer.
High and fair credit limit, assessed through our
Data-Driven Valuation system.
Free pickup service with no minimum requirement
(available in Bangkok and its vicinity)For other provinces, please contact us for details.
Every asset is stored 1:1 in a world-class security safekeeping with a temperature and humidity control system.
Authentication Service
Luxury bag authentication service
by experts combined with AI technology delivering over 99% accuracy, complete with certification and results within 1–24 hours.
High-end watch and branded jewelry authentication service
and branded jewelry
by experts with more than 10 years of experience, complete with certification and results within
1–24 hours.
Asset Redemption Service
If your assets are being held as collaterals with another shop or
company that charges higher interest rates or fees, you can redeem them through our service.
Simply sign a power of attorney and provide us with the necessary details.
Our team will handle
the entire process free of charge.
This helps you reduce costs, enjoy lower interest rates,
and even gain access to a higher credit limit with us.
Personal Loan Service
Low interest, starting from 1.25%/month
(15% - max 25% interest
per year)
Repayment options from 12 to 60 months are available.
Licensed to operate personal loan business
under the supervision of the Bank of
Thailand
(License No. 27/2565)
- Terms and conditions are as specified by the company.
- Borrow only what is necessary and repayable.
- Study additional market information before making a decision.
Warning
Borrow only what is necessary and what you can afford to repay. Consider the loan after assessing your ability to repay the debt.
Technology-Driven Operation
AI-Powered Asset Authentication System
We combine the expertise of our experts with AI technology to authenticate
assets with over 99% accuracy. The system is designed for speed
and efficiency, ensuring fast and reliable service to meet our clients’ needs.
Accurate and Standardized Asset Authentication System
Credit limit evaluation are based on a global market price database developed by our company and enhanced with AI analysis. This ensures evaluations are precise, transparent, and fair for all clients.
Automated notification and transaction management system
The company uses a comprehensive automation system to send payment and contract renewal reminders via various channels, including LINE, SMS, and email. This system enhances customer convenience in tracking their status, reduces the risk of default, and effectively supports customers’ financial planning.
Customer data management with CRM / CDP systems
The company uses Customer Relationship Management (CRM) and Customer Data Platform (CDP) systems to analyze in-depth data, understand specific customer needs, develop efficient services, and build long-term relationships.
Systematic Asset Storage and Database Management
We maintain detailed records for every asset entrusted to us, ensuring clients that their assets are managed under the standards. Our system allows for complete traceability,
providing clear references in case of any questions or issues, protecting the interests of both parties.
VISION
We are committed to being the leading provider of
luxury assets collateral services, operating with transparency, fairness, and the highest service standards. Our focus is on speed, modernity, and excellence,
aiming to be the number one choice in Thailand while expanding globally in the future.
CORE VALUE
Fairness & Protection
We prioritize customer fairness.
We protect customers from being taken advantage of
or charged interest rates higher than legally permitted, while always offering the best, transparent,
and fair deals.
MISSION
- Deliver fast, transparent, and fair financial services.
- Develop modern financial solutions using technology and data-driven insights to increase accuracy and reliability.
- Develop a fair market price standard for luxury assets, setting a new benchmark for the industry in Thailand.
- Strive to offer the best financial deals for luxury assets customers, preventing them from being taken advantage of by shops or service providers that charge illegal interest rates and impose unfairly low valuations, ensuring that customers receive maximum benefits.
- Build confidence by caring for assets under world-class safety standards and protecting them with partner insurance companies.
- Drive the business toward listing on the stock exchange, expand operations internationally.
- Conduct business sustainably with social responsibility, creating value for all stakeholders.
Our Slogan
“With us,
you can be at ease from start to finish.”